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Modular Transaction Banking Solutions

In today’s rapidly changing market, Transaction banking faces many challenges - and opportunities. The impact of open banking regulations and initiatives, along with heightened expectations to work better, cheaper and faster are significantly transforming the operating landscape. Legacy pre-digital core banking systems are not easily replaceable, and can struggle to cope with the business imperatives of delivering the innovative and instant services customers and businesses demand, with tighter risk management requirements also pressuring resources. The competitive pressure to participate in new initiatives such as instant payments places additional strain on budgets and technology infrastructure.

The Solution
Pelican provides a comprehensive range of Artificial Intelligence (AI) powered payments and financial crime compliance solutions for banks to address today’s challenges. The modular platform enables Banks to deploy new products to market quickly – such as services based around immediate payments functionality – without the need to replace existing internal systems, and conform to new requirements and legislation.

Global Payments Hub

Single dashboard management

The need to manage and integrate several different payment infrastructures across multiple territories while ensuring ever-chaning compliance obligations are adhered to, can be complex and costly. The expansion of instant payment schemes and increased customer expectations, place further burdens on existing legacy sytesms. 

PelicanPayments provides organisations with a single centralised global Payments Hub - automating lowest-cost routing, integrated compliance and fraud detection, and advanced message repair to achieve the highest levels of efficiencies and reduced operating costs.

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Hub features

  • Any-to-any messaging hub for all banks and clearing channels.
  • Automated file management, reformatting and routing direct to clearing banks.
  • Fully automate all payments, collections, exceptions and reporting with complete visibility and control.
  • Connects to any core banking or back-office system.
  • End-to-end cash visibility and reporting, with full reconciliation for nostro network and liquidity management.

STP Efficiency

Straight Through Processing

The unique Artificial Intelligence (AI) foundation of the PelicanPayments platform enables intelligent contextual understanding along the payments chain, elevating automation above the capability of standard rules based systems. 

Using advanced AI techniques for matching unstructured text, the STP solution is an intelligent repair, routing, reporting and revenue generation platform that drastically increases capacity and reduces cost.

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STP features

  • Highest STP rates using Natural Language Processing for complex payment repairs.
  • Auto-routing, based on content and business objectives.
  • Self-learning - learns from operator for high STP rates.
  • Increased correspondent banking revenue using AI to integrate billing and payments systems.

Instant Payments

Real-Time Payments

PelicanFast is the in-built real-time payments and compliance functionality within PelicanPayments.

It allows banks to add immediate payments functionality to their current infrastructure while retaining existing investments in legacy systems, providing quick access to the liquidity and service benefits of real-time transactions without the traditional implementation challenges and costs.

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Real-Time features

  • Supports multiple instant payment schemes for connectivity and payments processing.
  • Integrated with Pelican’s compliance filter for real-time payments and FCC solution.
  • Full end-to-end solution with integrated APIs.
  • Account mirroring and validation - providing a stand-in mode bridging the gap of core systems which are not 24 x 7 x 365

Open Banking

Open API Architecture

The Pelican Open Banking API solution provides a comprehensive suite of dynamic API capabilities for ASPSPs and third party providers (TPPs) seeking to adhere to or participate in open banking initiatives such as the revised Payment Services Directive (PSD2) in Europe and the Open Banking Standard (OBS) in the UK.

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Open Banking features

  • API conversion and aggregation service removing the need to support multiple APIs.
  • Platform to enable secure sharing of data over API with TPPs.
  • AI and Data analytics powered solution enabling you to harness and manage/monitor/monetize your data.
  • Integrates quickly and easily with existing legacy systems -no need to rip and replace.

Transaction Banking Solutions

chart transbank

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Transaction Banking Brochures & Datasheets

Please use the Download button below to access the full library of Transaction Banking information resources, including datasheets covering Payments Hub, STP, and Open Banking.

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Related Resources & Information

Article: Innovation in the banking ecosystem—A year of pivotal transformation.

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PelicanPayments: Partnering for success in the digital economy. AI powered payments lifecycle solutions for banks and corporates.

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Solutions: Open banking has arrived. Turning obligation into opportunity.

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Totally Integrated. Uniquely Powerful.

Pelican's solutions leverage the unique capabilities of the PelicanPlatform.

Each of Pelican's award-winning payments and compliance solutions leverage the advanced capabilities and technologies of the PelicanPlatform. These include the Artificial Intelligence disciplines of Machine Learning, Natural Language Processing and Voice processing; Open API integration; rich Omni-Channel UX; flexible Cloud deployment scenarios; and real-time capabilities.

Collectively they provide a uniquely rich technology core, powering the most advanced and capable payments and compliance solutions.


The foundation to all Pelican's payments and compliance solutions

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